Obamacare Facts - obama care pre existing conditions
obama care pre existing conditions
Under obama care pre existing conditions go out the door. Starting on
January 1st 2014, all US citizenships and legal US residents will be able to
Healthcare coverage even if they suffer from any pre-existing condition. This
means that those individuals seriously ill can purchase healthcare coverage
even if they are really sick. Under obama care, pre
existing conditions will not be a reason to deny
Currently, Americans with health-care related pre-
existing conditions were left out of the health care
markets, or punished with high prices. Health insurance
carriers are allowed to charge those individuals with
pre-existing conditions much more with no objection.
When the Affordable Healthcare Act (more fondly known as Obamacare)
was passed, The healthcare system WILL NOT be able to exclude those who
need the coverage the most. Pre existing conditions under obamacare are
What are some of the Pre existing conditions obamacare will cover?
There are many myths that there are certain sicknesses or disease that will be
covered under obamacare. That is an inaccurate statement because under
the pre existing conditions obamacare will cover, will be no limits. This means
that anyone currently suffering from an illness will be able to apply, and enroll
for coverage under the pre existing conditions obamacare.
Will Americans with major illness such as cancer, tumors, etc. have access to
Beginning on September 23, 2013 Obamcare makes it illegal for insurance
companies to discriminate against minors under 19 years old with preexisting
conditions. And starting in January 1st 2014, discriminating against anyone
with a pre-existing condition will be illegal.
What about those who need care and don't have the protection of pre
existing conditions on obamacare?
The administration of President Obama understands that millions of Americans
need relief now. That's why the new law created the Pre Existing Condition
Obamacare Insurance Plan or High Risk Pool.
High Risk Pool offers coverage to uninsured Americans who have been
uninsured for at least six months and unable to obtain health coverage
because of a pre-existing health condition like cancer, diabetes or lupus.
Coverage will be available at the same rate as it is for an average person
who does not have such a condition and the program is entirely funded by
the federal government. The program is temporary and will last until 2014
when discriminating against anyone with a pre-existing condition will be
illegal. If you're interested in joining the program, you can click here to learn
more about the program in your state.
Today, HHS issued an interim final regulation laying out the rules for the PCIP
program. The regulation describes the options for determining who has a pre-
existing condition, how to verify citizenship, and how an individual can
appeal a PCIP decision. It also details how Federal funding will be allocated,
ways to prevent "dumping" of already-insured people into the program, and
strategies for preventing fraud.
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